Archive for September, 2007

Making Millions from Mutual Funds

wealth within Making Millions from Mutual FundsI’m no expert in terms of investing and I don’t claim to be one. However, I just want to share some insights that I am hearing from this so-called mutual funds and how can an ordinary person like me, avail of this opportunity..

Investing is for the Rich and Wealthy?

Investing for me before is like a legalize gambling AND is only available for those who can afford to buy luxurious cars, people who are running a corporation or let’s just say a venue for wealthy personalities that are capable of risking their money in exchange for a higher yield. From that perception, you can say right away “uh-uh that’s not for me and I don’t have the money to spare, sorry” so in a snap of a finger, it completely shuts down the idea and leaves no opportunity behind. Right?

No not anymore, the growing popularity of mutual fund created a buzz and opens the door for us to buy shares from corporation at a VERY affordable price. That’s not all, it is risk-free! we’ll sort of. Meaning that for every investment you made in mutual fund, the probability of your money being loss is much lesser compare to starting up a small business. It’s yield is considerably higher and better, if we will base it on a regular bank deposit. Just think about that!

COLAYCO Foundation

Francisco J. Colayco, founder of Colayco Foundation Inc and the author of the best selling book “Pera Mo, Palaguin Mo” (Wealth within your reach) I have seen this person on the TV before and neatly explains how to make millions out of Mutual Funds. By simply saving Php 30.00 a day ($0.67) and have it invested in mutual funds, it can grow to as much as Php 90 Million Pesos in 40 years ($888,888.00). It was based on the computation of compounding interest. Here’s an excerpt from Colayco Foundation’s FAQ:

Earnings of mutual funds grow more because it follows KSK Commandment # 6 – the principle of compounding. Gains from the sale of equity or fixed income securities of the mutual fund are REINVESTED into the purchase of new equity or fixed income securities for the same mutual fund. Therefore, when you finally sell your shares in the mutual fund, you already reap the benefits of compounding the earnings of your investment.

If you think about it, 40 years is a huge amount of time and you may think that the amount of money on that era is not as valuable as it is today. Ok, it may not be THAT enough but I think what he wants to point out is securing the future after we retire. And I guess if the Philippines is lucky enough to neutralize the inflation rate in the next coming years then we will end up like we won in a lottery. Hehehehe

The Book: Pera Mo, Palaguin Mo

I’ve been itching now to have a copy of this book and I feel my post regarding Mutual Funds are still insufficient. I am seriously taking Mr. Colayco’s advise to invest in mutual funds but then educating my self first on this venue will be my priority, it is better safe than sorry. SO, as soon as I read the book, I’ll immediately share my thoughts about it.

And hey, don’t you forget to subscribe for future updates. Subscribe now!

If you want to know more about Mutual Funds, just go to

Review Me for Link Deals

Hello Everybody!Link xChange anyone?

In my utmost goal of reaching out to my fellow bloggers and to help them bring traffic and promote their site, is pleased to announce it’s participation to the review my blog campaign. hooorrray!

What to Review?

Anything. Cover what ever topic or post you would like to be discussed on your site. I wouldn’t care much if you will approach it on a negative manner as long as you stress out the key points that could be vital in our websites improvement. On the positive note, I will greatly appreciate it. Just link at least three(3) of my post to your review and a fave my site in technorati and you’re all set.

icon biggrin Review Me for Link Deals

What you will get?

As of this writing, I already have 99 feed subscribers 112 subscribers and most of them are via e-mail. So what am I trying to say? Simple, your site and newest entry will be directly e-mailed together with my three (3) upcoming post that I am about to publish. That is already a possible 112 hits per post to your site excluding traffics that I get from referring sites and search engines. yeah baby!

I intend to work hard and devote my time to find ways of increasing my sites traffic, so you really are in good hands.

In return you will get your site’s link at the bottom of my upcoming publication. Let’s just say at the bottom part of my post, it will contain tags like this ” Interesting Stories “, ” Some Cool post in my Neighborhood”, ” A must read article “ and so on and so forth. If you have anything in mind that you feel catchy, just bump me up and I will have it appended. Second, you will be included in my blogroll {in which I believe is a permanent link) and Third a free link back to my upcoming website (a site for student nurses) that is due to be released in public this coming October of 2007. I will also include your site to my technorati favorites. So all in all, you will have 3 referring links, a permanent link and a fave my site in technorati. Isn’t that sweet?

So what are you waiting for? Review me now!

Comments, suggestions and violent reactions are welcome.

icon wink Review Me for Link Deals

Feed your feeds: Breaking 100 readers, Almost

Give me one, just one and this young blog of mine is on it’s way of breaking the 100 readers mark.

In the span of 25 days since I posted myBlog Update, I can say that hitting the 100 readers mark (almost) is such an accomplishment already. And for me this is something that I can brag about now hehehe.

Feed Count, 1!?

I started September with a focused mindset and laid out all my goals for the next three months. Increasing the number of feeds is my top priority. After averaging at least 10 good feeds last month, I became very disappointed to see that the number of feed tumbled all the way down and hit the bottom of the deck.  Feed your feeds: Breaking 100 readers, AlmostAll that is left is a sole subscriber at the start of the month, what a shame. This can be very frustrating to those who are new to blogging and trying to inch it’s way up. So what I did is, I let my first day of September pass and immediately work on my goals the day after.

On the first week, I researched on how can I possibly increase my subscriptions and luckily I found a wordpress plugin that acts as a reminder for the first time visitors of my blog (you can see it in action on top of this post). I went on and installed the plugin and tried it for several days, and guess what? Feeds are starting to pile up again. Yeba!

Where did it came from?

Many of my feeds can be attributed to the post Watch Pacquiao VS. Barrera LIVE! for FREE? in which you can say that it is way off from the niche that I am starting in. I don’t care, and I’m not that worried to lose them after Manny’s bout, well hopefully not. The thing about this is I am about to face once again a tougher task and that is retaining my subscribers. The key that I see here is how you can send a very interesting topic related to your niche, and how you can effectively deliver it to your readers. I guess I have to find it out in the next few weeks. Also you may consider reading Mr. Laplana’s post regarding his feed subscription, he also detailed why not to be worried about losing you feeds.

Lessons Learned

Don’t let your disappointment to turn you down instead use it as your driver to reach for your goals. Continued learning is all I can suggest. Nothing in this world can be achieved without hard work and sheer determination. Just continue on whatever things that you are doing and believe in yourself that everything is possible with HIM on your side.

Suggestions and comments are very much appreciated.